Investor Tool · For Accredited Investors

The Endowment Allocation Calculator

How much of your portfolio belongs in real assets? Find the allocation the strategy Yale and Harvard use would suggest, sized to your goals.

What this shows. Leading university endowments hold far more of their portfolios in real assets, like real estate, than the typical individual investor does. This tool estimates the allocation that approach would suggest for your profile, the capital that implies, and the income it could produce. Adjust the four inputs and your numbers update instantly.

Your Profile

$1,000,000
$250K$10M+
10%
0%60%

Your Result

Capital not yet working the endowment way
$240,000
Roughly a quarter of your portfolio could move into real assets to match the framework.
Your real assets today10%
Endowment framework for you34%
Reading this: grey is where your portfolio sits today, red is what the framework suggests for your profile, and the dotted marker shows where major endowments typically sit, near 50%. The distance between grey and red is the gap above.
Illustrative annual income on that capital
$19,200
at 8% floor
$28,800
at 12% target
$32,160
at 13.4% track record
What this means: these figures apply Pentas's historical return ranges to the gap capital above, to show the scale of income that allocation could produce. Illustrative and educational only, not a projection or guarantee of your return.
The Next Step

See if this fits your portfolio.

A 30-minute calibration call with Ferdinand Ruaño. He learns your goals and tells you honestly whether Pentas is the right home for this capital. No pressure, no obligation.

Book a calibration call
info@pentashomes.com  ·  (786) 536-6118  ·  pentashomes.com